Your QualifyScore
Where do you
actually stand?
Eight honest questions. Get your QualifyScore with personalized advice and an advisor you can ask follow-ups — not a lead form.
🔒 No credit check
🚫 We don't sell your data
🤝 Answers never shared with lenders
Question 1 of 8
What's your credit score?
💡 The difference between 620 and 760 costs roughly $80,000 in interest over 30 years.
Question 2 of 8
Down payment savings?
💡 The average first-time buyer puts down 8% — not 20%. FHA loans start at 3.5%.
Question 3 of 8
Annual household income?
💡 Self-employed? Lenders average your last 2 tax returns — not your best month.
Question 4 of 8
Monthly debt payments?
💡 Lenders cap your total debts + mortgage at 43-50% of gross income. Every $100/mo in debt cuts ~$15K from your buying power.
Question 5 of 8
Employment stability?
💡 Switched jobs recently? Same industry counts as continuous. Different field may need 6+ months at the new role.
Question 6 of 8
Target price range?
💡 Your true budget isn't the max a lender approves. A comfortable mortgage is under 28% of your gross monthly income.
Question 7 of 8
Which state?
💡 Most states offer $5,000–$25,000 in down payment assistance for first-time buyers. Many people never apply because they don't know it exists.
Question 8 of 8
When do you want to buy?
💡 Getting pre-approved before house hunting gives you negotiating power. Sellers take pre-approved offers more seriously.
🔒 No credit check was performed
🚫 Your answers were not shared with anyone
📊 Estimates based on self-reported ranges
Your Personalized Analysis
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